Claim on average £829.00 for your past car finance
Using basic details we will find all of your agreements back to 2007 for free & see if you’re owed compensation.
No Win, No Fee**
Free Eligibility Check
No Impact On Credit Score
Claim on average £829.00 for your past car finance
Using basic details we will find all of your agreements back to 2007 for free & see if you’re owed compensation.
No Win, No Fee**
Free Eligibility Check
No Impact On Credit Score
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★★★★★ Rated Excellent ● SRA-regulated solicitors ● No win, no fee
★★★★★ Rated Excellent
● SRA-regulated solicitors ● No win, no fee
Saw an online ad and filled it in & happy with call thereafter- good quality. Believes that we have progressed claim further than anyone else so decided to continue with us
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How it works
Getting the compensation you deserve doesn’t have to be complicated. Here’s how we can make it simple for you:
Click the button below to begin
Enter Your Basic Details
We only need your name, address, date of birth, email & phone number to start searching your finance agreements.
We Search For Your Agreements
Our system checks for eligible PCP and HP car finance agreements linked to your details
Result is less than 60 Seconds
The Figures
Make Your Claim finance redress scheme in numbers:
Why Choose Us
Our Law Firm
Benson Goldstein Solicitors is here to guide you through the process of reclaiming your hard-earned money. Our team of legal experts has successfully recovered substantial amounts for our clients, before the pause by the FCA, with the average claim value exceeding £1,000s.
No Stress
No upfront legal fees! We operate on a No Win, No Fee basis, meaning you only pay us if we win your case. You have the right to cancel within 14 days without charge. After the 14-day cooling-off period, reasonable fees may apply for work already undertaken. Full details of our fees and terms will be provided before you proceed. If your claim is successful, our fees are deducted from the compensation recovered. If unsuccessful, you pay no fees. A fee between 15–30% (exclusive of VAT) applies (dependent on level of redress secured).
Expertise
Our team specialises in handling mis-sold motor finance cases, ensuring you receive the best possible legal representation.
Frequently asked questions
What is a car finance claim?
A car finance claim is a way to seek compensation if your car finance agreement was mis-sold. In many cases, drivers paid more than they should have because dealers or brokers received undisclosed commission. If the commission wasn't properly explained to you, you could be owed compensation.
Successful claims may result in compensation of up to £829* per vehicle. Average payout figure. Not all consumers will be eligible for compensation. See FCA statement https://www.fca.org.uk/news/statements/fca-confirms-motor-finance-redress-scheme.
What's the average payout?
According to the Financial Conduct Authority (FCA), the expected average payout per eligible car finance agreement under its motor finance compensation scheme is around £829*. This figure is an estimate based on modelling of the number of agreements that could qualify and possible participation, and it includes simple interest under the FCA's methodology. However, actual payouts could be higher or lower depending on individual circumstances, such as the details of your loan and the final rules of the scheme once they are published.
There is no guarantee that a representative will recover any more than you may achieve if you pursued the claim on your own. Not all consumers will be eligible for compensation. See FCA statement https://www.fca.org.uk/news/statements/fca-confirms-motor-finance-redress-scheme.
Can I claim for more than one vehicle?
Yes. If you've financed multiple vehicles, you may be able to claim for each agreement that was mis-sold. Each agreement is assessed separately, and any compensation awarded will depend on the specifics of that agreement.
Is my agreement eligible?
The FCA has implemented a Consumer Redress Scheme that explains the circumstances when a motor finance agreement might be eligible for compensation within the scope of the Scheme. However, please be aware that the solicitors we work with may apply their own eligibility criteria for locating agreements that they will assist you with. Please make sure you review the solicitor's client care pack for further information.
Can I submit a claim myself without using a firm?
You can also pursue a claim yourself, free of charge, either directly with your finance company or through the Financial Ombudsman Service or the FCA's redress scheme.
Please refer to the FCA's redress scheme via the link below:
https://www.fca.org.uk/news/statements/fca-confirms-motor-finance-redress-scheme
Which lenders can I claim against?
Claims can potentially be made against a wide range of UK lenders, including many well-known finance providers, brokers, and dealerships.
How long will my claim take?
The Financial Conduct Authority (FCA) has revealed the details of its car finance compensation scheme. If you took out car finance between 2007 and 2024, you may be eligible for compensation, so it's worth checking.
Following the latest FCA statement on 30th March 2026, the Financial Conduct Authority (FCA) has confirmed it will go ahead with a scheme to compensate some car finance customers who were treated unfairly.
The scheme has now been split into two periods:
● 6 April 2007 to 31 March 2014
● 1 April 2014 to 1 November 2024
Not all consumers will be eligible for compensation.
See FCA statement https://www.fca.org.uk/news/statements/fca-confirms-motor-finance-redress-scheme
PCP Claim Timelines in 2026
Agreements April 2014 – Nov 2024: The scheme opens on 30 June 2026. Submitting before this date means a decision by 30 September 2026.
Agreements April 2007 – March 2014: The scheme opens on 31 August 2026.
Complaints received earlier can expect a response by 30 November 2026.
Final Deadline: The final date to make a claim is 31 August 2027.
Why start your claim as soon as possible?
Starting your PCP (Personal Contract Purchase) claim early is strongly recommended, as it allows you to get in the queue for potential compensation due to mis-sold car finance, with the FCA Consumer Redress Scheme.
Why You Should Start Your Claim Early
Earlier Decisions: As lenders must respond to complaints within 3 months from the dates of 30th June 2026 or 31st August 2026, depending on the date your agreement commenced, if your complaint was submitted before those dates, or within 3 months of the date of your complaint if it was submitted after those dates, the earlier you submit your complaint, the sooner you should receive a response, in line with the Consumer Redress Scheme timeframes.
No Need to Wait: You do not need to wait for your lender to contact you, even though lenders are required to attempt to do so within six months of the scheme starting.
No Initial Documentation Required: You can start with basic information to begin the process before full documentation is secured.
Start your claim in
60 seconds
Fast. Simple. Backed by legal experts.
24 June 2026
Disclaimer
Make your claim is a trading style of Benson Goldstein Ltd, a company registered in England and Wales (company number 14417365) which is authorised and regulated by the Solicitors Regulation Authority under SRA No. 8003245. VAT registration number: GB507539384. Registered office at 3rd Floor, 86-90 Paul Street, London EC2A 4NE
You can claim for free to your lender via the FCA motor finance consumer redress scheme, which your lender should tell you about. If you are not satisfied with the outcome, you can then go to the Financial Ombudsman Service (FOS). Our charges for our work are between 15% to 30% + VAT of any redress amount(s). If you cancel your agreement outside the cooling-off period, charges may apply, please read our terms
*Based on figures published by the FCA in policy statement PS26/3, the average redress per agreement is £829.00. An estimated 12.1 million agreements made between 6 April 2007 and 1 November 2024 are eligible. Lenders must notify eligible customers by the end of September 2026, and the final deadline for complaints is 31 August 2027. All potential claim values used in our advertising, or on our website, are provided prior to deduction of our success fee. Please note, not all claims will be eligible for compensation
**Where No Win, No Fee is offered — there is no cost to you if your claim is unsuccessful. A fee of 15% to 30% + VAT applies on successful claims, dependent on the level of compensation awarded. You can cancel free of charge within the 14-day cooling-off period. If you cancel after this period, a reasonable charge for the work undertaken may apply. If your lender uses all or part of your compensation to reduce an outstanding balance, our fee is still calculated on the full compensation amount and you will be liable for any shortfall
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